Topic

Auto loans

Side view of a pearl-white 2027 Kia Telluride on a palm-lined street

Buyer Guide

Lease vs. buy in 2026: what the latest loan, lease and tax numbers say

Leases still cost about $148 a month less on average, but a new car-loan interest deduction and the end of federal EV credits have changed the math for some shoppers.

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News

New-car loans set records in Q3: $787 average payment, 1 in 4 stretched to 84 months

Edmunds says buyers financed a record $44,664 on average with less money down, and the Fed's September rate hike points to higher borrowing costs ahead.

News

IRS finalizes car-loan interest deduction: U.S.-assembled, new and no trade-in debt

Final rules published Sept. 8 confirm buyers can deduct up to $10,000 a year of interest on loans for new U.S.-assembled vehicles through 2028, with income limits.